No bank connection

A budget app that never touches your bank.

Breadsheet is a budget app for Android that does not connect to a bank, does not import transactions automatically, and does not ask for bank credentials. You log expenses yourself - by voice, receipt, or typing.

Get it on Google Play

No account required. No bank connection. Ever.

Why some people prefer no bank connection

Most budget apps pull in transactions automatically by connecting to your bank through a third-party service. That requires sharing your bank credentials - or granting read access to your accounts - with a company you may not know.

Breadsheet takes the opposite position. There is no bank connection to set up, no credentials to share, and no automatic import. You add expenses the moment they happen - and the app stays useful without ever touching your financial accounts.

No bank credentials ever entered
No third-party financial data access
No automatic transaction import
No account required to start
No cloud storage of your budget data

Three ways to log without a bank connection

Manual doesn't have to mean slow. Breadsheet gives you fast entry methods so you spend seconds per transaction, not minutes.

Type it

A fast keypad for manual entry. No AI required, free on every plan.

Always free

Questions about budgeting without a bank connection

Does Breadsheet require a bank connection?+

No. Breadsheet never connects to a bank and never asks for bank credentials. You log expenses yourself by voice, receipt scan, or typing.

How do I track spending without connecting a bank?+

You add expenses yourself as they happen - by speaking them, photographing a receipt, or typing them in. Manual tracking puts you in control of every entry rather than importing transactions automatically.

Is manual expense tracking accurate enough to be useful?+

Yes. Many people find manual tracking more accurate because every entry is a deliberate decision. You know exactly what is in your budget because you put it there.

Do I need an account to use Breadsheet?+

No account is required to start. You open the app and begin tracking immediately. You only sign in if you want to restore a Pro purchase on a new device.

Why do most budget apps require a bank connection?+

Automatic import from banks is convenient for reducing manual work, but it requires sharing bank credentials with a third party. Some users prefer to avoid that - Breadsheet is built for them.

More questions? See the full FAQ.

Log your first expense in seconds.

Get it on Google Play