Breadsheet is a local-first budget app for Android. Your transactions, budgets, and accounts are stored on your device by default - not uploaded to a server, not tied to an account.
No account required. No bank connection needed.
Most finance apps store your data on their servers and require an account before you can start. Breadsheet takes the opposite approach: your data lives on your device first.
Transactions, budgets, and accounts are stored locally. No upload happens in the background.
Open the app and start tracking. Sign in only to restore a Pro purchase on a new device.
Voice, receipt, and assistant features send data only for the specific request you make - nothing in the background.
Some people assume AI features mean their data is in the cloud. In Breadsheet they are opt-in and scoped. When you use voice entry, that recording is sent for transcription. When you scan a receipt, that photo is sent for extraction. When you ask the assistant a question, the question and a small slice of recent context are sent. That is all.
Your full transaction history never leaves your device. There is no background sync and no persistent server copy of your budget.
Breadsheet's privacy model is structural, not a toggle. Data stays local because that is how the app is built, not because you opted into a "privacy mode." You do not need to trust a privacy policy to get the default behavior - the default behavior is local storage.
Read the full privacy policy →Local-first means your transactions, budgets, and accounts are stored on your device by default, not on a server. Breadsheet works without any server connection for core features.
Your transaction history is not sent to our servers. AI features send only what a single request needs - a voice note, a receipt photo, or a question with a small amount of recent spending context - and only when you use them.
No account is required to start. You only sign in if you want to restore a Pro purchase on a new device.
Because data is stored locally, uninstalling the app removes your data from that device. Export to CSV before uninstalling if you want to keep a copy.
Breadsheet is designed with privacy as a default, not an option. Data lives on your device, no account is required, no bank connection is used, and AI features run only when you ask.
More questions? See the full FAQ.